Banks in United Kingdom | Banks in England, Scotland, Wales and Northern Ireland

Banks and Saving banks in United Kingdom



The network that constitutes the banking system in the United Kingdom have different aspects. First of all one can find “High Street Banks”, and The Big Five banks (originated in the World War I) are in this category. They offer services to the general public as well as to companies, and they are: HSBC, Lloyds Banking Group, Royal Bank of Scotland Group, Barclays and Santander. In the past few years top five banks have merged and there have been many changes: Halifax merged with Bank of Scotland (now nationalised, as well as Lloyds Banking Group) or Alliance & Leicester was acquired by Santander.

 

There are other kind of banks in the United Kingdom, there are investment banks trying to find the best way to invest money in markets on behalf of investment trusts, high street banks or pension funds; and the other type are central banks, very close to be a government organisation, because they control many activities. Monetary Policy in the UK is reponsability of the Bank of England.

 

The other important bank one must know about is Standard Chartered, but this company although is registered in London, has its activity out of the UK, mainly in Asia and Far East.

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